Interest Rates have dropped to 5.5% on a 30 year fixed loan! The lowest since last February.  The P&I (principal & interest) payment on $200,000 at 5.5% saves $128.56 per month compared to a 6.5% loan.

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Another way to look at this is your same payment now buys $20,000 more house!  How cool is that!

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Now is the time to buy… unless you are a real optimist and think rates will fall further!  

Despite what you’ve heard, there are still loans available to qualified borrowers.  There is still a first time homebuyer tax credit of up to $7500. 

What are you waiting for?